Gabe is a branch manager for the mortgage company HomeLoan Financial, www.Hawaiivaloans.com, which specializes in helping first-time homebuyers and veterans get VA loans.
Tell me a bit about your background and how long you’ve lived in Hawaii.
I was born and raised in Honolulu, but I left for a few years and returned 5 1/2 years ago.
What do you like most about living in Honolulu?
The central location. There’s minimal traffic compared to living in areas outside of Honolulu, referred to as ‘town.’ I have an easy commute, although traffic can be really bad for those who work in Honolulu and live on the west side of the island. WE have good access to stores and restaurants. Everything is in about a 5 to 10 mile radius in Honolulu. There are all kinds of groups of people of different nationalities in one location, which is great. Honolulu is the best location for lots of activities.
Can you elaborate on the different cultures?
There are people from different socioeconomic backgrounds. Honolulu has a melting pot of different cultures. Locals, along with whites, Chinese, Filipinos and Asians are all here. You experience this diversity in the restaurants, foods and activities.
What types of activities are there in Honolulu?
There are parks. There’s Alamaona Beach Park with its events. The Aloha Tower Market Place, which has a nice shopping area, ship cruises, and lots of events. There’s the Shell with its concert pavilion area. There are lots of concerts. There’s also Kapiolani Park with its soccer games, rugby matches, and joggers. This park is located in Waikiki on the slope of Diamond Head.
What do you like the least about Honolulu?
Traffic is bad. The city is very crowded, especially if you want to be somewhere that’s a little more laid back and relaxing. It’s also very expensive. You pay a premium to live in town. If you buy a house in Mililani, for example, that same house can cost 50 to 100 percent more in town. A new home in Mililani for $600,000 could cost $1million in town. The closer to the beach you are, you’ll find the pricier homes.
What about traffic?
My advice for newcomers would be to work in town and consider the traffic implications if you live outside of town. Double check the traffic to determine how far you live from how far you work.
Where do you like to go eat?
Honolulu has an eclectic mix of cultures. As a result, there are diverse foods, such as Thai, American, Asian, and Filipino. There are lots of different foods that can satisfy just about anyone.
What are some of your favorite restaurants?
One is called Ono. They have great Hawaiian food. It’s a hole in the wall, but serves authentic Hawaiian food. For a party of two, you pay about $15 to $20. There’s also LaBamba. It has great Mexican food. It’s BYOB, so you bring your own booze, beer, or wine and invite your friends. You can have a party there. My favorite meal is steak and tortillas, with Spanish rice, refried beans, lettuce and tomatoes. You make your own burrito. They also have the best guacamole. This is one of the best guacamoles I’ve ever had.
What types of sporting events do you attend?
I don’t attend a lot of sporting events. The University of Hawaii has football games. But I don’t attend a lot of other events.
Are taxes high?
Property taxes are lowest in the country, but you pay more in groceries, housing, and gas. While the property taxes are low, most other expenses cost more in Hawaii. Gas costs about $3.50 to $3.80 per gallon.
How are the schools?
WE have good public schools. Most of the private schools are in Honolulu. There are about 10 to 12 private high schools. For example, Punahou High School, where Obama attended. There’s also Iolani, which ranks high near Punahou. And there’s Kamehameha – a school for children with native Hawaiian blood. There’s also St. Louis, an all-boys Catholic school, where I attended. Most schools have a student/teacher ratio of 1/20 or 25. There is 1 teacher for every 20-25 students.
We’re also experiencing problems with the public schools. WE have Furlough Fridays, which means every other week teachers are furloughed in the public schools. There are no such problems in the private schools.
“When my husband and I got transferred here with the Coast Guard we were interested in purchasing our first home. We found Adrianne through other military members that she had helped. Adrianne and her team went above and beyond to help us find our first home. She took out all the stress and helped us every step of the way, from finding a home to finding a lender to get a loan. We found a short sell and she helped us get into our house and close within a month! Adrianne and her team has made us feel like family the way they take the time to call and check on us throughout the years and through their client appreciation events. Thanks again Adrianne and Team Lally!”
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“Adrienne and her team were immediately responsive to my inquiry about their services and very thorough from the beginning. They applied their expertise through the listing, sale and close of my home at a high level of satisfaction for me. The sale of my home closed in just under 3 months. I moved out of state and felt they did an excellent job of communicating with me as an absentee seller.”
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